Guide to EPFO Monthly Pension in Jalandhar, Punjab

At Your Net Cafe, we’re here to assist you with understanding and applying for your EPFO monthly pension in Jalandhar and across Punjab! The Employees’ Provident Fund Organisation (EPFO) offers the Employees’ Pension Scheme (EPS), a social security initiative providing a monthly pension to eligible employees after retirement. This blog will guide you through the process, eligibility, and how Your Net Cafe can support you in Jalandhar, Punjab.

What is the EPFO Monthly Pension?

The Employees’ Pension Scheme (EPS), launched in 1995, provides a monthly pension to employees in the organized sector after retirement at age 58. It ensures financial stability through contributions from both the employer (8.33% of salary, capped at ₹15,000 since 2014) and the government (1.16% of the capped salary). The pension amount has been a topic of debate, with recent updates in 2025 increasing the minimum to ₹9,000 per month, including Dearness Allowance (DA) to adjust for inflation, as per web sources.

Eligibility for EPFO Monthly Pension

To qualify for the EPS pension:

• Be an EPFO member.

• Complete at least 10 years of service.

• Reach 58 years for full pension (or 50 years for a reduced early pension).

• Employees deferring pension to age 60 get an additional 4% per year.

If you don’t meet the 10-year service requirement, you can withdraw the EPS amount at 58 using Form 10C, but you won’t receive a monthly pension.

How to Apply for EPFO Monthly Pension

Follow these steps to apply for your pension:

1. Check Eligibility
   Ensure you meet the age and service criteria. Verify your EPS contributions via the EPFO Unified Member Portal (www.epfindia.gov.in).

2. Submit Form 10D
   Log in to the EPFO portal, download Form 10D, and fill in details like your Universal Account Number (UAN), bank details, and service history. You’ll need your employer’s attestation if still employed.

3. Upload Documents
   Attach:

   • Aadhaar card

   • PAN card

   • Bank passbook (for pension account)

   • Recent passport-size photo

4. Submit Application
   Submit the form online or at your nearest EPFO office. You’ll receive a Pension Payment Order (PPO) number upon approval, typically within 30–60 days, though delays up to 120 days have been reported on X.

Why Choose Your Net Cafe?

At Your Net Cafe, we simplify the process:

• Application Support: We help you fill and submit Form 10D online.

• Document Assistance: Scan and upload documents seamlessly.

• High-Speed Internet: Access the EPFO portal without interruptions.

• Status Tracking: Monitor your pension application progress.

We offer these services in Jalandhar and other Punjab cities, ensuring you receive your pension hassle-free.